FSA stands for Flexible Spending Account. If you have one through your employer, you can use those pre-tax dollars to purchase qualified health-related products — including select skincare approved by the FDA for conditions like eczema, acne, plus sun care.
Products formulated with active ingredients recognized by the FDA (like Colloidal Oatmeal) are typically eligible.
Just add your favorite eligible products to cart and use your FSA or HSA debit card at checkout — just like any other payment method. If your plan requires reimbursement, you can also submit your receipt for approval.
For most over-the-counter skincare with an active, FDA-approved ingredient, no prescription is needed. However, some FSA/HSA administrators may request additional documentation, so it’s always smart to check your plan’s rules.